Monthly Archives: October 2016

Low-Income Residents in Dallas, Texas Set to Enjoy Affordable Mortgages

Published / by FitGuru / Leave a Comment

Families in Southern Dallas will now be able to receive affordable housing loan program. The decision was reached upon after a partnership that was agreed by Dallas Neighborhood Homes, a nonprofit mortgage service provider, and Dallas Area Habitat for Humanity. The partnership is aiming to offer over 100 loans per year in the next five years to low-income residents.

NexBank will be expected to provide loans valued at over $50 million to support the program over the next five years. The Dallas Neighborhood Homes is scheduled to utilize the proceeds to offer loans to low-income residents who have little or no access to mortgages. Further, The Dallas Area Habitat for Humanity will develop a financial counseling platform for advising and preparing the low-income home buyers for home ownership.

The management of Dallas Area Habitat for Humanity appreciated the move by NexBank to finally make the dream of owning a home to reality for the low-income residents. With the reported lower home ownership rates in North Texas, making homes affordable to this category of people is expected to solve the problem. The living standards will be consequently improved, and their children will have higher chances of having better lives in future.

About NexBank

Founded in 1934, NexBank has grown to have 89 employees in three different locations. The bank is ranked as 16th largest bank in Texas and 266th the US and has its headquarters in Dallas. Nexbank has over $ 3.5 billion worth of assets and offers the best mortgage, investment banking, and corporate advisory services.

The management of the bank combines expertise, devotion and focus on serving all categories of clients. Additionally, the bank provides excellent and unmatched tailored solutions, which are delivered by their professionals who have an admirable reputation. Besides, the bank enjoys a 2X rating in national money rates and an A in health rating. Is A Wise Bet

Published / by FitGuru / Leave a Comment

It’s that time again, a time for gathering together to share a much beloved and greatly anticipated part of the year. Yes, it’s football season, that glorious time of year that can fuel the emotions of its fans like nothing else. Football has the capacity to make responsible adults behave like children whether they’re giddy over a huge win or cranky from a tough loss, it is a culture and not just a sport. And that culture is what makes the football season so exhilarating, fans are not just watching a sport but are actually a part of a community that is emotionally invested in its members. This connection drives a desire to be a part of the “action” that’s taking place on the field; a need to join in the camaraderie of the team. So, putting hard earned money on the outcome of these games is one way to satisfy that drive and give the fans a tangible means of investing in the team and its culture.

When looking at sports betting from the perspective of a “cultural investment”; it is not the shady dealings of an obsessive gambler as seen on television, but instead it is a way to participate in something that has provided value. Of course, as with any investment, there is the hope of getting a return which is why becoming as educated as possible about sports betting is crucial to success.

The world of sports betting can be intimidating to anyone that’s never done it and may also seem less than honorable for anyone that has only seen the bad side of it. The reality is that betting on College Football is not only very popular, but can easily be done from home and isn’t that great a financial risk if NCAAF odds are calculated intelligently. Since enjoying the games is what’s important here, the work of becoming knowledgeable should be as easy as possible. A valuable resource for becoming educated is, a website dedicated to providing everything needed to bet wisely and safely.

A great deal of time and research goes into gathering the information needed to be at the forefront of the gaming industry like Their site has articles, statistics, and information that thoroughly explains everything there is to know about sports betting. The staff is dedicated to honesty and integrity which provides peace of mind. Just click and they do the rest.

Kate Hudson Fights Breast Cancer

Published / by FitGuru / Leave a Comment

Cancer has taken over as the media’s darling disease for the past few decades. The national attention has catapulted the funding for cancer research with events such as Relay for Life and the Susan G. Komen Race for the Cure. Even professional athletes are wearing ribbons and dyeing their hair in support of loved ones who have fought the disease on This has led to revolutionary cancer treatments that have caused morbidity and mortality for most cancers to plummet. Nowhere is this more evident than breast cancer. The advent of mammograms has led to earlier detection and more successful treatments. Kate Hudson isn’t letting up.

Kate Hudson is a successful actress and businesswoman. She owns a brand of athletic clothing called Fabletics. Her company was recently in the media spotlight for her partnership with the Council of Fashion Designers of America. Together, they are partnering for Fashion Targets Breast Cancer. This organization funds breast cancer research and partners with various people who have been impacted by the deadly disease. Furthermore, Kate Hudson will be the organization’s first ambassador to the FTBC. While most people have been praising Hudson, she prefers to deflect the credit. She says that she’s honored and simply trying to use her creativity for the benefit of others. Fabletics is set to debut its first cancer-fighting outfit early this month. All revenue from this clothing line will benefit the campaign and cancer research. Fabletics is also going to host multiple fundraisers to further benefit cancer research.

The Hollywood Reporter calls it an online brand of women’s athletic clothing. It focuses on developing outfits and accessories that focus on both function and comfort. Its customers have the option to customize the outfits to fit both their lifestyle and personal fashion. It is a division of JustFab which was renamed TechStyle Fashion Group earlier this year.

Kate Hudson was one of three founders to launch this clothing company in 2013. Two years later, Kate Hudson worked with her brother to launch a men’s division of active wear. This was named FL2. Earlier this year, the company had expanded further. It now sells dresses, swimsuits, and other styles of clothing. Fabletics has remained in the Instagram spotlight for its well-publicized feud with its competitor. Lululemon. Hudson’s cell phone footage has even had a starring role.

Two years ago, Fabletics opened its first physical store. It now sells its clothing in various malls across the country. It has outlets in New Jersey, Ohio, Missouri, and California. By the year’s end, over 100 Fabletics stores will open their doors across the country. Customers can become members of this luxury clothing line for $50 per month. Upon joining, every customer completes a survey that tailors their clothing to suit their needs. Source:

The Truth about New Zealand’s Foreign Trusts

Published / by FitGuru / Leave a Comment

Based on how the media covered the foreign trusts of New Zealand, one would think that was a spectacular event. It was almost made to seem like a sexy thriller filled with exotic lands and wealthy people dependent on complex financial deals. In reality, the trusts were exactly like every other financial situation involving taxes; quite mundane.

One of the most prudent aspects to understand is that New Zealand is not a tax haven. There may have been some confusion about that lately, but the OECD has assured everyone that New Zealand has never been a tax haven and will most likely never become a tax haven. They maintain a list of all tax havens and New Zealand is not on that list. A tax haven imposes no or only nominal taxes. There’s also a lack of transparency and law/procedures inhibit the exchange of information with other governments outside the haven. New Zealand does not have a tax system that could qualify as a tax haven, nor do they have a secretive banking industry.

According to the 2002 OECD Model Agreement on Exchange of Information on Tax Matters, New Zealand is allowed to exchange information between administers or enforce domestic tax laws. New Zealand was actually one of the first countries to implement this international tax standard agreement. After implementing the law, it was placed on the OCED’s white list; a good list to be on.

New Zealand is one of the few countries leading the world with its progressive tax transparency. A fact that is best demonstrated by the way it handles foreign trusts and the requirements that are placed on trustees. New Zealand makes it a point to assist other governments when they request relevant information. In 2006, Michael Cullen introduced new rules that would aid in this effort. The IRD requires that any resident trustee of a foreign trust must submit an IR607 (Foreign Trust Disclosure Form). They must also keep records, financial and otherwise, for New Zealand tax purposes.

New Zealand makes a great effort to get people from other countries to understand that it should not be confused with a tax haven. New Zealand believes in regulating foreign trusts. It does not wish to be judged incorrectly because of a few rogue operators.

One of the leading attorneys of New Zealand on matters such as this is Geoffrey Cone. Geoffrey attended the University of Otago, in New Zealand, where he graduated with LLB honors. He also got a diploma in tax and trust law. His career started in Auckland, but he was soon partner and the Chairman of a leading law firm in Christchurch.

Learn more about Geoff Cone:

Why Companies Should Pay Attention to Online Reputation Management

Published / by FitGuru / Leave a Comment

Online reputation management is a field that has evolved over the years and since the explosion of social media into the scene, it is becoming easy to manage the reputation of a company. Most businesses are today marketing through social media, which is one of the best platforms to elevate the status of a business to a different level.

However, managing Reputation Defender and review is one of the challenges that have come with the advancement in technology since customers can easily post comments and information about a company on different platforms expressing their opinions.

In case some of the opinions expressed do not reflect the position of the business due to a misunderstanding, this could brew problems and potentially cause losses. No business wants to lose customers or make fewer sales that should be the case, so having an online reputation management strategy plays the role of ensuring all the mentions made online do not kill the reputation of the business even when they are in the form of complaints.

Monitoring tools

To make the process easy, it is advisable to use online monitoring tools that try to reveal the position of a business as far as customer feedback is concerned. This is necessary because you cannot manually comb through all social sites and websites looking for feedback posted about your company. There are tools designed to make the process easy and any business can use them to receive alerts whenever information mentioning your business is posted.

Basically, an online reputation management campaign will help to clean your business and allow customers have a better view of your progress. Many companies are using this method to respond to concerns because the longer you take the easier it is for customers to think you don’t mind propagating what they term as exploitation.

Note that how well you can respond to concerns also plays a big role in the management of the reputation of your business. You should show customers they are an important part of your business and value their opinions to the extent of executing some of the suggestions they submit online.


David Osio: Davos Financial Group Founder & CEO

Published / by FitGuru / Leave a Comment

Davd Osio graduated with a bachelor’s degree from the Catholic University of Andres Bello, one of the leading universities in Venezuela and Latin America, with specialties in Advanced Management Program as well as Banking Law. His career started in 1981 as a CEO and president of OPED enterprise tasked with coffee exports. He also held an executive position at LETCO Commercial Firms and was responsible for marketing programs for various industrial products in the United States.

David Osio joined the MGO law firm in Caracas in 1984. This was the starting point of his experience in banking law. During his era at MGO, he dealt with corporate clients including the Consolidated Bank and Ferro. Osio came to occupy a leadership position at the Private Banking Division in Miami given his outstanding career and deep banking knowledge. In 1993, David ventured into his own business and founded the Davos Financial Group which is dedicated to financial advice provision.

David Osio, a successful businessman, and investor strives to make a difference in the world through his numerous charitable efforts. He is widely known for his support for medical research, art, music, and the community as a whole.

For over 20 years, David Osio has collaborated with many non-profit organizations that support art, people, and culture in communities where his business develops. For this reason, he continues to expand his charitable support to many organizations in the world.

He has been noted to support the Miami Symphony Orchestra (MISO) for as long as he has served as its board member. He said that he annually supports the group because it is rewarding to see such icon in foundations like MISO to stay in operation all-year-long and give back to the community.

Mr. David Osio is a supporter of the Children’s Orthopedic Foundation as a traditional EPK sponsor every year. When it comes to children’s medical research, every bit counts. His main hope is that one day the wealthy class will look down and see the need to support the sick children due to lack of funds to cater for their treatment expenses.

Mr. David Osio is known as the founder and Chief Executive of Davos Financial Group. He has led the company towards its position in international and domestic trades. He has also facilitated an increase in the business’s income levels. He has also facilitated geographical expansion to strategic cities including New York, Panama City, Miami, Lisbon, and Geneva.

Follow his Twitter @davidosio1

Achieve Fulfillment by Studying Kabbalah

Published / by FitGuru / Leave a Comment

In a nutshell, Kabbalah reveals how life and the universe work. This ancient wisdom literally means “to receive.” It teaches its students and followers how to achieve fulfillment in their lives.
The teachings of Kabbalah are largely based on Jewish sacred text called Zohar. The text provides foundational Kabbalistic wisdom and is the main source of reference used by teachers. It decodes the ancient mysteries and spiritual system described in the Torah.

Why Study Kabbalah?

Many people often feel, at some point in their lives, that they are slowly being overwhelmed by their lives. They feel unfulfilled and it seems like the more they try to receive fulfillment and contentment, the more it eludes them.

Studying Kabbalah allows one to enter a blissful state of fulfillment on a personal level. This means connecting to energy and maintaining this connection for a considerably long amount of time. Kabbalah teaches that all the different branches and aspects of our lives emanate from a single trunk and root. This means that learning this ancient wisdom gives one access to all of life’s secrets.

Understanding how the universe operates at its core level gives one access to unfathomable knowledge and permanent fulfillment. What is interesting is that Kabbalah traverses all faiths and religions. Its teachings apply to all people irrespective of their beliefs. It has practical applications that can be used by followers to better their lives and connect to their creator.

The Kabbalah Center

The Kabbalah Center was established by Rav Yehuda Ashlag in 1922. Today, it is the largest global organization dedicated to teaching Kabbalah. It aims to give its followers the wisdom and tools they need to not only improve their lives, but also to remove chaos from their environment.

Today, the center has established at least 50 locations globally to disseminate kabbalah wisdom. It has over 5,000 students studying Kabbalah teachings on a weekly basis. What’s more, the center provides an online learning environment that offers DVDs, CDs, prayer services, lectures and books. The center is run by Rav Phillip Berg who is assisted by his wife and two sons. Its headquarters are based in Los Angeles, California.